Legal & support
Terms of use
Independent insurance guidance for the UAE. Please read this information carefully.
By using the Insure With Sajad website, you agree to these terms of use. If you do not agree, please do not use this website.
Website purpose
Insure With Sajad provides general insurance guidance and educational content for UAE businesses, HR teams, employees, individuals and families. Content is intended to help you understand insurance topics and ask better questions. It is not a substitute for official policy documents, insurer decisions or regulated advice specific to your situation.
No guaranteed outcomes
Guidance on this website does not guarantee insurance approval, specific pricing, claim acceptance, network access or any particular policy outcome. Final coverage, pricing, eligibility, approvals and claims decisions depend on the respective insurer, broker, provider network, policy wording and applicable UAE regulations.
Your responsibility
You are responsible for verifying policy terms, exclusions, network lists, premiums and official documentation before making insurance decisions. Always review documents issued by the insurer or broker.
Acceptable use
You agree not to misuse this website, including attempting unauthorised access, submitting false information, spamming enquiry forms, scraping content without permission or using the site for unlawful purposes.
Intellectual property
Website content, branding, layout and original materials are owned by Insure With Sajad unless otherwise stated. You may not copy, reproduce or republish content for commercial use without prior written permission.
Limitation of liability
To the fullest extent permitted by applicable law, Insure With Sajad is not liable for any direct or indirect loss arising from reliance on website content, third-party links, service interruptions or decisions made based on general guidance provided here.
Changes to these terms
These terms may be updated from time to time. Continued use of the website after changes are posted constitutes acceptance of the updated terms.
Contact
For questions about these terms of use, contact hello@insurewithsajad.com.