Insurance disclaimer

Important: please read this disclaimer carefully.

Independent guidance brand

Insure With Sajad is a personal insurance guidance brand led by Sajad Salahudin. It provides clear, practical insurance guidance for UAE businesses, HR teams, employees, individuals and families.

Not an official company website

This website is not the official website of any employer, insurer, broker or third-party organisation. It should not be interpreted as representing any company other than the Insure With Sajad guidance brand.

For the difference between an insurer, a broker, an agent and an educational service, and how to check who you are actually dealing with, see who does what in UAE insurance.

Educational purpose only

All content on this website is for general insurance guidance and educational purposes only. It is designed to help you understand insurance concepts, compare options and prepare better questions, not to replace official policy documents or regulated advice.

Final decisions rest with insurers

Final coverage terms, pricing, eligibility, approvals, network access and claims decisions depend on:

• The respective insurer and broker
• Provider network arrangements
• Official policy wording and endorsements
• Applicable UAE insurance regulations and market practices

Review official documents

Before purchasing, renewing or relying on any insurance product, review official policy documents, benefit schedules, exclusions and network lists issued by the insurer or broker.

Do not submit sensitive documents publicly

Do not submit confidential medical records, Emirates ID copies, policy documents or other sensitive personal documents through public website forms. Contact Sajad for guidance on secure next steps after your initial enquiry.

Related terms

This disclaimer sits alongside the terms of use, which govern use of the website, and the privacy policy, which explains how enquiry details are handled.

Contact

For clarification about this disclaimer, contact hello@insurewithsajad.com.