Fastest response
Send a short message with your situation and what you need help understanding.
Message on WhatsApp
Dubai, United Arab Emirates
Talk to Sajad About Your Insurance Requirement
Business or individual? Send a short enquiry. Sajad replies with clearer next steps.
Choose a Contact Option
Pick the channel that fits how you want to hear back.
Enquiry Form
Structured request
Share your situation in a short form, useful when you prefer written context before a reply.
Go to enquiry formCall
Phone support
Speak directly during business hours for quick guidance on your insurance requirement.
Call nowWritten summary
Send details by email if you prefer a structured explanation and follow-up.
EmailPrefer to browse first?
-
Business Guidance
Employee benefits & group medical Guidance for SMEs, business owners and HR teams on employee benefits and group medical insurance. Open business guidance -
Individual Guidance
Personal & family health cover Message about personal or family cover. Expect clearer questions to take to your insurer or broker. Individual guidance
Send an Insurance Guidance Enquiry
Share a few details about your requirement and Sajad can guide you on the right questions to ask before choosing, renewing or reviewing an insurance policy.
What to Share for Faster Guidance
A few practical details help Sajad respond with clearer next steps and less back-and-forth.
- Your role Are you contacting as a business owner, HR/admin, employee, individual, or for a family?
- Company or personal Is this about a company / group plan, or individual or family cover?
- New cover or renewal Are you comparing new options, reviewing a renewal, or checking something on an existing plan?
- Cover question or claim Is this about benefits, network, or exclusions, or a claim delay, rejection, or pre-authorization?
- Timeline Any renewal date, treatment date, visa deadline, or other timing that matters?
- What you already know Insurer or plan name if known, preferred hospitals, and any documents or portals you have already checked.
Guidance Disclaimer
Clear expectations on what guidance can and cannot do.
- General insurance guidance only, not a quotation, brokerage placement, or medical advice. Coverage, pricing, eligibility, approvals and claims depend on insurers, brokers, networks and UAE regulations. Full insurance disclaimer. Full insurance disclaimer
- Not sure whether you need an insurer, a broker or guidance first? Who does what in UAE insurance sets out the roles and how to check a licence. Who does what in UAE insurance
Frequently Asked Questions
WhatsApp is the fastest option. Send a short summary of your situation and what you need help understanding.
Mention whether you are asking as a business or an individual/family, what you have today (insurer/network/plan if known), and what outcome you want (renewal review, comparison, claim clarity, pre-authorization).
No. For urgent medical situations, contact emergency services or your healthcare provider immediately. Guidance is for understanding insurance and processes, not emergency response.
Yes. Use the enquiry form on this page to share your requirement, or contact Sajad via WhatsApp, phone or email if you prefer a direct conversation.
Yes, as guidance. Share emirate, whether you are the employer or sponsor, and timing (renewal/visa/treatment). Formal placement stays with licensed insurers or brokers.
Guidance covers UAE themes including Abu Dhabi vs Dubai differences. We do not claim multi-office brokerage. Bring your situation and documents for a clarity conversation.